Entries about low interest credit cards
Student credit cards offer an opportunity for students to develop a relationship with a bank and build a foundation for their credit history. Banks offer seminars on responsible spending, budgeting and paying off balances on credit cards. Additionally, they say the credit cards offered to students have lower limits and more restrictions than those marketed to graduates. Some banks are even giving students the option to open debit cards in lieu of credit cards. Universities claim their relationships with banks violate no laws and bring in resources that are used for valuable programs and scholarships.