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Children can receive social security benefits under the account of a guardian (that is, a parent, step parent, or foster parent), that is either disabled or eligible for Social Security due to retirement. They are also eligible if said guardian has died after paying social security taxes a long enough period to qualify their survivors for benefits. Children can receive benefits if they are: • Unmarried, • Less than 18 years old, • Or are between 18 and 19 years of age, but still a full time student in elementary or secondary school, • Or are disabled and over 18 years old, with their disability having begun before age 22. Q: But, will my children receive social security benefits even if they do not live with me? Whether or not your children can receive benefits will depend on your specific relationship with them. For a child to be able to obtain benefits under your social security account, he or she must be financially dependent upon you.